Do you want to know which are the best auto insurance companies? If you do then read this article to discover how you can easily identify the best in the industry. Clark Howard, a Money Expert author has long held the high praise for two auto insurance firms in particular; USAA and Amica Mutual for consumers across the nation. These insurance firms enjoy great customer satisfaction ratings as identified by Howard who is also a personal friend. To learn more about what these insurance firms can offer you and how they rate their competitors check out this article.
The next thing you will want to look at when identifying which are the best auto insurance companies is their overall customer satisfaction rating. Every company in the auto industry must establish a positive standing in order to continue to exist. If a company is not well liked it is virtually impossible to maintain customer loyalty. Howard says, “The best car insurers are those with the highest level of overall satisfaction.” He goes on to say “You will never find a company that has the lowest total satisfaction rating but they will certainly have the highest level of loyalty.”
To identify the top three best auto insurance companies according to Howard it is important to understand the types of coverage offered. Howard says “The best auto insurance companies are those which offer a wide range of services to their customers. The reason being is that people want to feel that their automobile coverage is broad enough in order to accommodate any situation. Most insurance agencies concentrate too much on their products and limit coverage too strictly.”
In addition to offering a wide range of services to their customers, these companies recognize that their success depends on drivers having a good driving history. To remain competitive, an insurance agency must be willing to offer discount rates to policyholders who have not made any claims within the past year. According to Howard, “The Erie insurance company offers its clients a multi-policy discount so that they can save money on multiple policies. Some of these multiple-policy discounts include: standard car insurance, personal injury protection (PIP), rental car insurance, and medical payments.
Another way that Erie insurance keeps its customers happy is by offering discount car protection plans. Discounts such as these help save drivers money on their insurance. The Erie car protection plan offers a discount for policies purchased from participating insurance agencies. These policies provide coverage for bodily injury, personal property damage, and comprehensive car protection. The comprehensive car protection plan pays for damages resulting from fire, theft, vandalism, or natural disasters. Personal injury protection and car rental insurance are available as a rider to the comprehensive plan.
The insurance company ranked eighteenth out of the eighty-six companies profiled in the June 2021 edition of the J.D. Power and Associates’ Power S 2021 U.S. Insurance Shopping Study, which measures the reliability of insurers. The customer satisfaction survey defined the top ten insurers by providing a ranking in each of four categories. Among eight large insurers for customer satisfaction with buying insurance, the best was voted first for the eighth time. That insurer is the Delta Airlines Company. The customer satisfaction ranking of the other six insurers improved slightly from last year.
The third largest insurer in the world, Esurance, has been named by the JD Power and Associates study as the best company for finding and comparing car insurance quotes. Esurance, which is based in Purchase, New York, has more than one hundred million insured drivers. In the current market, Esurance offers services in sixty-eight states and the District of Columbia. The service areas of Esurance include: Georgia, New Hampshire, Pennsylvania, Maryland, New Jersey, Ohio, Illinois, Florida, and North Carolina.
According to the June 2021 edition of “The Insurance Digest,” the best three years for getting quotes from an insurer are: (a) in the first year of getting your insurance policy; (b) in the second year of your policy; and (c) in the third year of your policy. The best year for that is (a) in the fifth year of your policy. According to, “Insurance Digest” article, a thirty-year old driver who has at least three years of experience and who pays his or her bills on time should be considered “a good risk.” The driver should not have too many accidents or receive too many speeding tickets.